New Beginnings Financial Services
A low credit score can cost you thousands.  Not in just mortgage interest.

Your insurance costs more. Your cars cost more.  You might even get turned down for a job or a new place to live.

Can any of us afford NOT to upgrade our scores?

3 days from now….where will your credit score be?

We get customers ready for refinance by:
  • Explaining their current credit status and areas in which they may be able to improve it
  • Discussing what positive and negative factors may be influencing a credit score
  • Analyzing the credit report for mistakes that may be affecting our customer’s credit standing
  • If appropriate, making real time* changes to credit bureaus that may quickly improve the scores in 72 hours or less
  • Giving personalized tips, analysis, and a plan to quickly boost a customer’s buying power**
  • Providing a short-term loan to qualified applicants that may allow our customer to adjust their credit profile

We provide a lift in today’s trying times

Our credit experts are trained to decipher the complex information found within a credit report.  With over six years experience and cutting edge technology, our team will assess what score improvement strategies can be directly applied to our customer’s credit profile and provide a  precise plan for improvement. 

Our exclusive, innovative approach and standardized consumer education program can enable our customer to have more control over their credit score and make sense of the complex information found on a credit report. This state regulated and nationally recognized program shows our customer how credit information affects their quality of life, their ability to borrow money, and their short and long-term financial future. 

New Beginnings allow for happy endings!

 
* Real time - We have a zero fraud rating with TransUnion, Equifax and Experian.  This allows us to provide accurate results at the credit bureau level and get new credit information factored into the previously provided credit report, giving us immediate results.  The improvement or adjustment is applied directly to the customer’s present credit portfolio; in many cases, this yields a new result/higher score.

** Buying power - The value of money, as measured by the quantity and quality of products and services it can buy, also called purchasing power.  We use it to refer to the far-ranging impact that improved credit can have on a customer’s financial life.